Home Loans

About Home Loans

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.


Learn more: http://www.benefits.va.gov/homeloans/index.asp

Resources for Veterans

  • A Guide to Housing Benefits for Veterans - The U.S. Department of Veterans Affairs offers a variety of housing benefits to eligible veterans and service members, including mortgages that don’t require a down payment, housing grants for veterans with service-related disabilities and rental assistance for veterans in need. Whether you are a renter, plan to buy a home, or need housing assistance because of special circumstances such as disability, this guide can help you identify what type of help you may be able to get from the VA.
  • VA Loans - If you are a veteran, active-duty service member or spouse of a veteran or service member, you may benefit from the home loan program insured by the U.S. Department of Veterans Affairs (VA). VA mortgage lenders offer an assortment of home loans intended to meet different needs.

How to Apply

Contact our office at (810) 989-6945 for assistance in determining eligibility and completing the necessary forms.